Return on Avg. Common Equity, (Income Available to Common Excluding Extraordinary Items)-3 Year Average

This value represents the average Interim TTM Income Available to Common Excluding Extraordinary Items for the last 3 years divided by the average of the TTM Interim Common Shareholders Equity for the same period, expressed as a percent. Income Available to Common Excluding Extraordinary Items represents net income available to common stockholders, not including the effect of extraordinary items.